H.R. 3614: Restricting Credit Checks for Employment Decisions Act

116th Congress

To amend the Fair Credit Reporting Act to ban the use of credit information for most employment decisions, and for other purposes.

Sponsor: Rep. Al Lawson — D — FL

Allows consumer reporting agencies (CRAs) to provide consumer credit reports to employers for use in making employment decisions about current or prospective employees, only if such a report is required by a federal, state, or local law or regulation. Reports used in connection with a national security investigation also would be allowed. The bill also would prohibit employers from directly or indirectly requiring a current or prospective employee to submit credit information as a condition of employment. The Consumer Financial Protection Bureau (CFPB) would issue rules to implement the bill’s requirements.

View the full vote history of this bill on GovTrack.us.