S. 2155: Economic Growth, Regulatory Relief, and Consumer Protection Act

CBO Score

$438 million

Date of Report

Thu March 8th, 2018

CBO Report Details

Legislation Details

115th Congress

A bill to promote economic growth, provide tailored regulatory relief, and enhance consumer protections, and for other purposes.

Sponsor: Sen. Michael Crapo — R — ID

This bill amends the Truth in Lending Act (TILA) to allow a depository institution or credit union with assets below a specified threshold to forgo certain ability-to-pay requirements regarding residential mortgage loans. Specifically, those requirements are waived if a loan: (1) is originated by and retained by the institution, (2) complies with requirements regar...

View the full vote history of this bill on GovTrack.us.

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